Legal expenses from self-defense incidents can exceed what most people earn in years. Understand the true financial risk.
An intruder breaks into your home. You use your firearm in self-defense. Even in a justified case, your legal bills mount quickly. Criminal defense, expert witnesses, and civil liability add up fast.
A confrontation occurs in public. Your actions are legally justified, but the other party sues. Civil lawyers, depositions, trials, and settlement negotiations create an expensive legal battle.
Even with an acquittal in criminal court, plaintiffs can sue you civilly with a lower burden of proof. Damages and legal fees can devastate your finances without proper coverage.
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