Terms of Service

Legal Disclaimer

Not Legal Advice

The information on Carry Shield Quote is educational and comparative in nature. We:

• Do not evaluate your specific legal situation
• Do not assess your eligibility for concealed carry or insurance
• Do not interpret state or local laws for you
• Do not review insurance policy exclusions or conditions unique to your circumstances

State Laws Vary

Concealed carry laws differ by state and even by county or city. What's legal in one jurisdiction may be prohibited in another. You are responsible for understanding the laws where you live and travel.

Insurance Exclusions

All concealed carry insurance policies have exclusions and limitations. Common exclusions include:

• Incidents involving alcohol or drug use
• Reckless or criminal behavior
• Violations of local carry laws
• Brandishing or improper display of a firearm
• Hunting-related incidents (depending on policy)
• Professional security work (depending on policy)
• Pre-existing litigation or claims

Each policy differs. Read the full terms of any policy you're considering before purchase.

Educational Purposes Only

This site is for educational and informational purposes only. We provide general information about concealed carry insurance options to help you make informed decisions. By using this site, you acknowledge that:

• The information may not be complete, accurate, or current
• You are responsible for verifying all information with insurance carriers directly
• You understand the insurance policies before purchasing
• You make purchasing decisions at your own discretion

Affiliate Relationships & Commissions

Carry Shield Quote earns affiliate commissions when you click through our links and purchase insurance. This is disclosed on every link. We benefit financially when you complete a purchase through our site.

No Bias Guarantee

Despite earning affiliate commissions, our rankings and comparisons are based on actual policy features, coverage, and pricing - not on affiliate payouts. We are transparent about affiliate relationships so you can make your own judgment.

FTC Compliance

We comply with FTC affiliate disclosure requirements. Every affiliate link is clearly marked as such.

Limitation of Liability

We Are Not Responsible For:

• Insurance claim denials or policy exclusions
• Errors in policy information or pricing
• Changes made by insurance carriers after we publish information
• Your use of firearms or self-defense
• Legal consequences of your actions
• Site outages, errors, or interruptions
• Third-party content or links

Information Accuracy

We strive to provide accurate, up-to-date information. However:

• Insurance carriers change policies, pricing, and coverage regularly
• Laws and regulations change
• Our information may become outdated without notice
• Errors may occur

Always verify information directly with insurance carriers before making a purchase decision.

Acceptable Use

You agree not to use this site to:

• Violate any laws or regulations
• Harass or threaten other users or carriers
• Post spam, malware, or harmful content
• Attempt to hack or damage the site
• Scrape or copy large amounts of content without permission
• Misrepresent yourself or your intentions
• Engage in fraud or deception

No Warranty

This site and all information provided are on an "as-is" basis without warranties of any kind. We make no guarantees regarding:

• Accuracy or completeness of information
• Availability or uptime of the site
• Fitness for a particular purpose
• Non-infringement of third-party rights

Changes to These Terms

We may update these terms at any time. Changes are effective when posted. Your continued use of the site indicates acceptance of updated terms. We recommend reviewing these terms periodically.

Last Updated

April 2026 - Check this date regularly for updates

Questions?

If you have questions about these terms or how we operate, contact us:

Email: contact@carryshieldquote.com

Response time: typically within 24 hours